Terms of Use
Welcome to the website of Financial & Portfolio Advisors, Ltd. (F&PA). By accessing this site, you agree to comply with the following terms and conditions. F&PA is a Registered Investment Advisory Firm, regulated by the State of Michigan, and operates within the state and other areas where exempt from registration.
General Information
This website is intended to provide general information about our firm and services. It serves as a convenient way for prospective clients to learn about F&PA and contact us. Please note, we do not offer personalized investment advice through this site.
The content available on this website, including articles, newsletters, and any hyperlinks to external sources, is for informational purposes only and does not constitute specific financial, investment, tax, legal, or accounting advice. F&PA is not responsible for any actions taken based on this information. Nothing on this website should be interpreted as an offer to buy or sell securities or as investment advice.
Investment Advisory Services
Investment advice is only provided after the delivery of F&PA’s disclosure statement (Form ADV Part 2) and the execution of an advisory agreement between the client and F&PA. A copy of the current Form ADV Part 2, which outlines our business practices, services, and fees, is available upon request.
F&PA’s investment management services are designed for long-term financial planning. Any strategies or examples provided on this website are for illustrative purposes only and should not be implemented without consulting a financial professional.
Third-Party Links
This website may contain links to third-party websites for the convenience of our visitors. F&PA is not responsible for the content, security, privacy practices, or availability of these external sites. The inclusion of a link does not imply endorsement or approval of the site’s content, products, or services. Accessing any third-party site linked to this website is done at your own risk.
Accuracy of Information
F&PA strives to ensure the accuracy of the information on this site but cannot guarantee it will always be error-free. Should any inaccuracies be found, we appreciate notification and will work to correct them promptly. However, F&PA does not accept liability for any errors, omissions, or outdated information on the site.
Copyright and Trademarks
All content on this website, including but not limited to text, graphics, logos, and software, is the property of F&PA or its partners and is protected by copyright laws. No content may be reproduced, transmitted, or distributed in any form without prior written consent. Unauthorized use of the content, including trademarks and service marks, is strictly prohibited.
Modifications to Terms
F&PA reserves the right to modify or update these Terms of Use at any time without prior notice. Changes will take effect upon posting to this website. Continued use of the site after such changes constitutes your acceptance of the new terms.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the United States. Any disputes arising from the use of this website will fall under the jurisdiction of U.S. courts.
Thank you for visiting our site.