Privacy Policy
At Financial & Portfolio Advisors, Ltd. (F&PA), we are committed to protecting your privacy and the confidentiality of your personal information. This policy outlines how we collect, use, and safeguard the information you provide to us when using this website.
Information We Collect
We collect nonpublic personal information to provide you with appropriate financial and investment advice. The type of information collected depends on the scope of our engagement and may include:
- Name
- Contact information, including email address
- Demographic details, such as postcode, preferences, and interests
- Additional information relevant to customer surveys or offers
In addition, we collect nonpublic personal information from sources such as:
- Applications and other forms (e.g., name, address, social security number, financial details)
- Transactions with us, our affiliates, custodians, or others (e.g., account balances, investment gains/losses, transaction histories)
“Nonpublic personal information” refers to private details collected in connection with providing financial products or services for personal, family, or household purposes. It does not include publicly available information or government-mandated disclosures.
How We Use Your Information
We use your nonpublic personal information strictly for providing financial and investment services, and we do not sell this information to third parties. We only share this information in accordance with the law, such as with:
- Our Investment Advisory Representatives and employees
- Service providers that assist in processing transactions (e.g., brokerage firms, mutual fund companies)
- Authorized professionals, such as accountants, tax preparers, or lawyers
- Federal and state regulators
We do not disclose personal information for marketing purposes or to independent solicitors.
Disclosure of Information About Former Clients
If your account is closed or your agreement with us is terminated, we will continue to protect your information as described in this policy. Records are retained for the duration required by federal and state laws, and after that period, all personal information is securely destroyed.
Security of Your Information
We take the security of your personal information seriously and employ appropriate physical, electronic, and procedural safeguards to protect it. Access is restricted to employees who need the information for business purposes, and we ensure compliance with federal regulations to protect your nonpublic personal information.