Terms of Use

Terms of Use

Financial & Portfolio Advisors, Ltd. (F&PA), is a Registered Investment Advisory Firm regulated by the State of Michigan. F&PA is registered in the State of Michigan and is limited to providing investment advisory services to residents of this state and residents of other states where the firm is exempt from registration.

The purpose of this Web site is to provide general information to the public and provides for an efficient method in which a prospective client may contact F&PA. F&PA does not render or offer to render personalized investment advice through this medium.

The information provided herein is for informational purposes only and does not constitute individual financial, investment, tax, accounting or legal advice. The information contained on this Web site does not constitute a distribution, an offer to sell, or the solicitation of an offer to buy securities. Accordingly, the content in any newsletter, referenced story, or hyperlink posted herein should not be construed by any consumer as financial and investment advice or a recommendation or solicitation to effect or attempt to effect transactions in securities via this medium. Furthermore, the information resulting from the use of this data or other information in any newsletter or within this site should also not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from F&PA.

Investment advice can only be rendered after delivery of F&PA’s disclosure statement (Form ADV Part 2) by F&PA and after the proper execution of an investment advisory agreement between a client and F&PA. A copy of F&PA’s current ADV 2, which discusses F&PA’s business operations, services, and fees, is available from F&PA upon written request.

Investment Management is generally long-term oriented. General investment, financial planning, or other information shown on this site is for illustration purposes only for review and consideration. Any strategies that you consider implementing or changes in your financial situation should be brought to the attention of your financial professional.

This Web site may contain links to other sites. Although utmost care is exercised in providing links to sites that share our high standards, F&PA shall not be responsible for the content, security, availability and privacy practices used by such linked sites. The linked pages are provided for the convenience of our web site users only and do not constitute an approval of their services or practices. Links from other web sites to our home page do not require prior permission from us but deep linking into any other page of our site should not be effected without prior permission from us.

F&PA has used its best efforts to obtain the most accurate and reliable information available and does not guarantee the accuracy or completeness of any information on or accessed through this Web site and thus no liability is accepted for any errors or omissions in such information, though if notified of any we will endeavor to rectify such. By providing links to other sites, F&PA does not guarantee, approve or endorse the information or product available at those sites, nor does a link indicate any association between the linked site and the operator of this Web site. We do not warrant or guarantee uninterrupted access to this site.

Links to third party websites are provided solely for your convenience. We have not reviewed any third party websites and are not responsible for their content. F&PA therefore does not endorse or make any representations about third party websites, or any material found there, or any results that may be obtained from using them. If you access any third party websites linked to this website, you do so entirely at your own risk.

Where data links or information prepared by other persons or firms are incorporated herein, the data is from sources deemed to be reliable. If you click on a link within a F&PA email, you understand that you will be connected to a Web site that is not affiliated with F&PA and therefore we cannot be responsible for the site’s content. F&PA does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party incorporated herein and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

F&PA reserves the right and at its sole discretion to change, modify, add or remove any portion of these terms in whole or in part, at any time. Changes to the terms will be effective when notice of such changes is posted. All products or services referred to on this Web site are subject to change without notice.

The trademarks, logos and service marks displayed on this site belong to the operators of this web site and others. The owners of the marks on this site retain all rights in and to the marks. Nothing grants users the right to use, reproduce or display any of the marks. The web site operator, affiliates and business partners each reserve copyright in all content that they provide to the site, including but not limited to design, text, software, drawings, graphics and other files. All page headers, button icons, collection material, custom graphics and all other types of graphics used on this site may not be copied or imitated without the right owner’s permission. None of these may be republished, reproduced, downloaded, displayed, distributed, posted transmitted or sold in any form or by any means in whole or in part without prior written permission of the copyright owner. No part of this web site content may be reproduced and reused for any commercial purpose whatsoever.

The Terms of Use and all other clauses of this web site shall be governed by and construed in accordance with United States (US) Law. US courts shall have exclusive jurisdiction to resolve any dispute arising from communications and transactions arising from the use of this web site.

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